YOU HAD AN ACCIDENT - WHAT TO DO (AND NOT DO!)


First, exchange particulars and attend to any immediate concerns. When itís safe, move your vehicle over to the right, so that other traffic can pass.

Gather all the information youíll need for your report. Then, report the accident to us as promptly as you can.

Even if you have no damage from the accident, you should still report it.

When reporting the accident, youíll need this information:

  • your vehicle registration and the driverís licence of whoever was driving your vehicle
  • the details about the accident (where, when and how it happened)
  • the details about any other vehicles and drivers involved
  • information about any witnesses

What Not to Do

Donít discuss fault. Do not ever admit fault, to any driver or the police. Explain what happened to the officer. Let the officer, insurance companies, and attorneys determine who caused the accident.

Donít post details on social media. Insurance companies may review your postings on social media outlets in an attempt to gather more information.

Donít repair the damage! Except for temporary or emergency repairs to keep your vehicle mobile or to prevent further damage, you shouldnít repair your vehicle before weíve inspected the damage.